Empowering Better Life

A professional institution you can trust

here to help you overcome financial

difficulties.

Calculate My Limit

We Help When It Matters Most

Chibanje Capital is committed to providing efficient and convenient micro-credit solutions for individuals facing short-term financial strain, helping them navigate temporary financial challenges with ease. We leverage a self-developed real-time risk control decision engine to establish a comprehensive and reliable security framework, ensuring full protection of user data and account safety. Through our fully digital process, we deliver a simple, fast, and secure lending experience.

Why Choose us?

Flexible Repayment

Complete the loan process and receive your loan within 24 hours.

Low Interest Rates

Transparent interest rates designed for you. No hidden charges, no surprises.​

Fast Application

Fill in your details, and you can withdraw your credit right away!

Online Services

Apply entirely online for ultimate convenience.

Safeguarding Your Data Security

We promise to guard your data security with standards that exceed industry norms,as we would protect our own sight.

Because we believe only absolute security can carry your aspirations for a better life.

No Unauthorized Sharing

We will never sell, rent, or share your personal information with any third party for marketing purposes without your explicit consent.

No Unjustified Retention

We collect only service-essential information and clearly state the purpose for each data point during the application process. ​

No Excessive Collection

We will permanently and securely destroy your personal information once you close your account or when the data exceeds the legal retention periods.

No Hidden Processing

You have the right to review what information we have collected and how it has been used at any time via "My Account - Privacy Center," ensuring full visibility and control.

Who Are Our Loans Suitable For?

Living expense

For those short on living expenses

Pay Rent Utilities

For those with rent utilities due

Medical Expenses

For those facing medical expenses.

Education Fees

For those with tuition to pay

How to get a loan?

Register

Enter your mobile number to register. The mobile number you register will be your payment account, and we will disburse funds to this mobile number.

Register

Check Credit Score

Check your credit score in just one step! We will set your credit limit based on your credit score. The more accurate your information, the higher the limit!

Check

Loan Amount

Based on your credit score, we will determine your approved loan amount.

Apply

Withdraw

Apply to withdraw your loan. We will disburse the funds to the mobile number you provided.

Withdraw

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